Sun FlexiLink is a peso-denominated Variable Universal Life (VUL) insurance policy from Sun Life Financial that offers coverage and protection for an insured person's family until. Part of SunPIOLOgy TR10 is the SUN LIFE RESOLUTION RUN. After exchanging emails and messages, we decided to meet at SM Cabanatuan City, a Sunday before Christmas day in 2017. Given the wealth of resources nowadays, it has become possible to build a more secure future starting with small investments and some understanding of how money works. Aside from all these challenges, Overseas Filipinos still must pay off their debts and loans, send money back home for their family’s needs, and save some for themselves usually with what is left. ph today. “These fund options also leverage on existing strategies and allow clients to participate. To know more, call 849-9888 or visit sunlife. In this case, as soon as you start getting an allowance or earning your own keep, you should think of yourself as your own Chief Financial Officer. Tel. Be honest and tell your friends straight up about your financial limitations. With NO UPFRONT CHARGES, your dollars are fully invested to achieve the best possible returns while you enjoy financial security and peace of mind with its life insurance. It's simple. Their responsible spending habits are testimonies to what we taught them. Here are the top 10 mistakes of retirees: 1. The Department of Labor and Employment has predicted in a Senate hearing in May that an estimated 10 million Filipinos will lose their jobs this year due to the COVID-19 pandemic. Average return of Sun Life Prosperity Balanced Fund (moderate risk) - 8%. Growth is. October 13, 2022. Read this 2018 press release from Sun Life Financial Philippines entitled Sun Peso Maxmier providing. Health riders are subject to exclusions and/or provisions on pre-existing conditions and. Always use sunscreen even on. Despite the lockdown and restrictions brought upon by the pandemic, Sun Life of Canada (Philippines), Inc. Chinese New Year traditions that attract good fortune. It is only an advance on the cash value of the life insurance policy that you own. In our experience, it is NEVER advisable to pay for workshops that are beyond our means. The “head of the family” or someone with an authoritative figure makes the decision and it is often understood as final. It comes with sacrifices especially if one will be on his/her own. 1. 5. USD 1. Set aside a portion of your monthly income and strictly observe this until you reach your goal. Sun Life Financial-Philippines Foundation, Inc. This will let you identify if you are living within. The Sun Peso Maximizer (Hybrid Income) plan invests in credit and equity-linked notes that provide fixed annual income payouts for the first six years. Sun Acceler8; Sun FlexiLink; Sun FlexiDollar; Sun MaxiLink Prime; Sun MaxiLink Bright; Sun FlexiLink1; Sun FlexiDollar1; Sun MaxiLink One; Sun MaxiLink Dollar One; Sun MaxiLink 100 - NEW; Sun Wealth Prime 7Start healthy family habits for your health and personal finances, and plan for your future to live the best life! Health and wealth are connected to one another. 7 billion in claims and maturities in 2020. Choose and stick to one credit card. First Week of January 2022. Sun Life Philippines has launched the Sun Life Financial Organizer, a digital tool designed to help people better manage, plan, and protect their financial future. 3. com. Sun Life Bright Partner Promo Meet and Greet Piolo. June 06, 2022. Informal loans, especially those offered by loan sharks, are beyond worse as the interest you pay can reach 200 to 300 percent a year. Financial freedom for Filipinos who are first-time OFWs means having enough funds to secure their own future as well as their loved ones. I am happy, healthy, and wealthy. Retiring OFW. The Reality of Retirement and #Forever. Coverage until age 100. SMEs Rising: Sweet Resilience. When will the 60-day grace period begin? The 60-day grace period will begin from the payment due. 4. A Mutual fund by the way is a registered company invested in different asset classes. Real-life tips to teach children about money: 1. SUN Acceler8; Sun FlexiLink; Sun FlexiDollar; Sun MaxiLink Prime; Sun MaxiLink Bright; Sun FlexiLink1; Sun FlexiDollar1; Sun MaxiLink One; Sun MaxiLink Dollar One; Sun MaxiLink 100 ; Sun Wealth Prime 7; Retirement. Organized by international publication Reader’s Digest, the Trusted Brand Awards is based on consumer voting where over 8,000 individuals in the Philippines, Singapore. 46 billion in Total Premium in 2021. Expenses should be based on monthly income. 3. Money management for kids is important because this wisdom is something they will carry into their adulthood and mold the person they are. Learn about medical expenses and how you can properly prepare for these. Sun FlexiDollar1 is dollar-denominated investment-linked life insurance plan that lets you grow your dollars. Featuring Charo Santos-Concio, Matteo Guidicelli, and Piolo Pascual, the campaign consists of digital videos. When on a limited budget, you have to use your money wisely. It is also one way to prepare for life's uncertainties so that no matter what happens, you and your loved ones are future. ”. If you can live without it, better. A mutual fund can be the best investment type for new investors. This will help you manage your investment, avoid wrong decisions, and come up with a plan to help reach your goal. 1. 1. Through its life insurance and investment-linked insurance plans, you can grow your money as well as secure the future of your family no matter what happens, helping you reach the dreams you have planned together. That’s 60% decline. R. While she still favors the aggressive Equity and Index Funds to maximize growth, she has recently diversified to some conservative funds to preserve earnings and lessen exposure to. “ In investing, you should buy low and sell high. ph. “ There is a direct relationship between risk and potential return. “Serving Filipinos for 128 years now, Sun Life has always prioritized sustainability – not just in its Philippine. As recommended, your emergency fund should have at least six months-worth of expenses. 2. Life as a seafarer comes with both luxuries and sacrifices . Review your transaction history to see where your money goes. Sun Life Financial-Philippines Foundation, Inc. This act of cleansing is believed to help get rid of of “huiqi,” or. When a brighter life means today might be darker day, one can rely on simple, little details to spark joy into one’s life. 50% on a six-month basis. Sunnexdesk. October 13, 2022. Value of Giftaway e-GC. “These fund options also leverage on existing strategies and allow clients to participate. Fortunately, remote consultations have been adopted to ensure access to relevant services without physical contact and prevent. Sun Life is a business owner’s partner in health. Sentiment may improve in the second half as inflation eases to BSP range, allowing for. Shortly after being acknowledged by the Insurance Commission as the country’s No. Control where your cash will be allocated. Be practical. Mark your calendar as to when your next visit to the auto shop will be. 8th Floor, Sun Life Financial Tower. - Ninoy reminds us to set our individual agenda, and pursue the best interest for the common good, even during the most trying times. 49% of respondents reported that the pandemic has had a negative impact on their business. I am wealthy in every areas of my life. By developing financial knowledge and building awareness of the possible options to. Make the post public, tag @sunlifeph, and. Donny is making the most of the opportunities coming his way. Spend the retirement you deserve – worry-free and home for good with the , which gives you life insurance coverage and money. Now streaming as a podcast on Spotify, “Lovenotes” will once again inspire listeners, new and long-timers alike, with more stories and pieces of advice to share. September 18, 2023. October 22, 2019. Parents who fail to explore opportunities to grow their money may fail to secure their future. And you can take comfort in the belief that you are destined to be wealthy. Sun FlexiLink1 is an investment-linked life insurance plan that offers a combined benefit of insurance protection and investment, providing you financial security and peace of mind while you to grow your money over time. Those interested in Sun Peso Maximizer can look forward to a hassle-free application and policy approval through the Guaranteed Insurability Offer, subject to the limits of Sun Life. To follow this method, you allocate portions of your paycheck in three buckets. Sun Life also provides continuous learning and self-development to ensure that our financial advisors excel at their work and provide quality advice to every client. With the SUN Fit and Well Advantage plan, business owners can prepare for the cost of critical illness from hospitalization to home recovery. We may be living in uncertain times, but we shouldn’t lose hope that things will get better. Set goals. Nowadays, a lot of financial solutions can get you to your goals in life. A Convenient, More Accessible Race. November 22, 2022. The New Year is a great time for a reset. The combined rate for its bundle of Sun MaxiLink 100 life insurance and Sun Life Prosperity Achiever 2028 mutual fund starts at P4,000 per month. Baking requires a great amount of patience, dedication, and precision at every step. Rookie development program. Dubbed as the Global Opportunity Payout Fund, the new product will invest primarily in a mix of foreign currency-denominated, income-generating, and capital-appreciating financial assets, allowing clients to expand their. In preparation to the post-pandemic world, we’re here to remind you of simple tips on how you can be on top of your wellness and finances. Join a #LiveBrighter Forum – get to know more about what it takes to shine as a Sun Life Financial Advisor. December 15,2020. The Bond Fund is invested only in high-quality fixed-income instruments that are classified as below average risk. I have a playlist that makes me want to break out into a dance number. She has been Sun Life PH’s Digital Marketing Lead since 2013. Rachelle is a 30-something mom to a 3-year old Riri. The computations assume the following: Average return of Sun Life Prosperity Bond Fund (low risk) - 4%. Sun Wealth Prime 7 is a single-pay life insurance plan from Sun Life of Canada (Philippines), Inc. Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. One Redditor shared before-and-after photos of her sister, who used a combination of Cosrx's Salicylic Acid Daily Gentle Cleanser and Selsun Blue dandruff. May 31, 2022. This was the inspiration behind Sun Life Philippines’ latest campaign that highlights its brand promise of Partner for Life. Getting Started Lesson 1: Setting financial goals based on your life stage. Your goals will inspire you to invest diligently and use your money well. 1. Hack your biggest expenses. Insurance Products – there are plenty of insurance products that can help you provide for your child’s quality education. Sun Life Philippines has officially been certified as a Great Place to Work™ after 86% of its employees affirmed in a recent survey that the financial services company provides an overall great employee experience. 4. Whatever your age is, it’s never too late to learn something new. The employee survey was conducted independently by Great Place to Work®, the global authority on workplace culture. You have to have goals, you have to work hard, and you have to dedicate yourself to that dream,” he muses. Know the strategy. Just Got Lucky. From the peak during the first quarter of 1997 when Makati CBD land was selling at P425,000/m2 and Ortigas at P195,000/m2, prices came tumbling down to P171,250/m2 and P77,500/m2, respectively in the third quarter of 2002. 5 tips to stay on track of your financial goals. Training, or investing in oneself is not necessarily expensive. Sun Acceler8; Sun FlexiLink; Sun FlexiDollar; Sun MaxiLink Prime; Sun MaxiLink Bright; Sun FlexiLink1; Sun FlexiDollar1; Sun MaxiLink One; Sun MaxiLink Dollar One; Sun MaxiLink 100; Sun Wealth Prime 7; Sun LegacySun Life holds Trusted Brand title for 14 years in row. A clear understanding of goals brings us one step closer to success. A leap of faith: Go Negosyo's 2022 Inspiring Filipina Entrepreneur jumps from corporate to run her own social enterprise. Some examples are Power, Growth, and Faith. Save –It doesn’t matter if you start small, what’s important is that you commit to save regularly. All you need is P1,000 to start. Not only can it be personalized based on priorities, but it. Get back on track, SMEs! Free life insurance promo for Business Owners. Get started now. Sun Life Bright Partner Promo Meet and Greet Piolo. By Kim Zafra. Saving the Tamaraws. If you want your kids to be. The world economy has ground to a complete halt. 5% in 2013 to 2014. Benedict Tugonon. Beginning October, ePERA. Sun FlexiDollar1. At Sun Life Financial Philippines, we recognize the value as well as the challenges of becoming an actuary. One of the essentials when travelling overseas is getting a travel insurance. One example from Anthony in setting aside a fund is the 80-20 rule. To make this happen, Sun Life Foundation has joined forces with the Department of Education to launch the program in more than 4,000 schools in the National Capital Region, and. Sun Acceler8; Sun FlexiLink; Sun FlexiDollar; Sun MaxiLink Prime; Sun MaxiLink Bright; Sun FlexiLink1; Sun FlexiDollar1; Sun MaxiLink One; Sun MaxiLink Dollar One; Sun MaxiLink 100; Sun Wealth Prime 7; Sun LegacySun Pera-Aralan aims to impact the lives of 125,000 public school teachers nationwide, as inspired by Sun Life’s 125 th anniversary in the Philippines next year. Danao’s. The seafarer must decide to get himself out of debt by. Sun Acceler8; Sun FlexiLink; Sun FlexiDollar; Sun MaxiLink Bright; Sun MaxiLink Prime; Sun FlexiLink1; Sun FlexiDollar1; Sun MaxiLink One; Sun MaxiLink Dollar One; Sun MaxiLink 100; Sun Wealth Prime 7; Sun LegacyA Mutual Fund is a type of investment where a group of people pool their money together to buy stocks, bonds, and other types of assets. First-time OFW. The Fund may invest in, but is not limited to, USD-denominated mutual funds, USD-denominated exchange-traded funds (ETFs. Bright preparations for life after the pandemic. Sun Life Philippines offers a wide range of financial solutions that are set to fulfill the needs for every important stage in our life. Confessions of an OFW’s daughter. But we must be ready to think outside the box and even rid of our expensive pride. The Sun Life Prosperity Dollar Starter Fund. On the other hand, wealth can help you fund expenses related to improving your health, be it hospitalization or recovery. 3. Playing sports is a team effort. Grand Raffle. The Sun Life Financial Organizer is a complete tool to help you plan and protect your financial future. August 30, 2023. “The food there is too expensive for me. Financial freedom doesn’t just happen. Keep them in sight. 08% on a 3-month basis, and 8. “The economic impact, the closure of schools, and the rapid adoption of a. Raffle. 7. When asked to describe his choices, he said he hopes to use the “Masters” or works by National Artists to fund. It’s time for us moms to reclaim our peace of mind and happiness, as we move up towards having Money For Life. ) Face Amount plus the Fund Value; or. It has evolved to a regional spectacle with counterparts in different Sun Life Asia territories. 68 Yee Wo Street. All other branches. R. You can choose from low-risk, low-yield government bonds to high-risk, high yield equities. From buying in full price to patronizing native guides, here are seven reasons letting you know the importance of supporting local tourism: 1. That’s 60% decline. For the Philippines, the National Economic Development Authority (NEDA) projects 30,000 to 60,000 job losses due to COVID-19 related factors. “There are no shortcuts to the greatest successes in life. Sun Life Financial-Philippines Foundation, Inc. In Filipino, it is utang. IN A bid to help clients diversify their US dollar assets, Sun Life of Canada (Philippines), Inc. Allot a portion of the extra money you’ll receive towards paying off your personal loans and credit card debts. Here are some things you can try: Sun Life and Insurance Commission align goals in courtesy visit. These products will let your money work harder for you. Set aside. (IXM) proudly wears a chip on his shoulder. ”. The Direct Online team will validate the transactions and process the release of the reward credits to. Budget before you book so you can limit and adjust your expenses while your summer trip is still in the planning stage. SLAMCI e-Invest to Win Client and Advisor Promo. , in partnership with Children’s Hour, has successfully concluded Project 120 Classrooms, an initiative that aims to build 120 classrooms in areas that were heavily hit by natural calamities. According to the latest report from the Insurance Commission (IC), Sun Life posted a premium income of PhP39. Sun Life launches GoWell Studio, a premier holistic wellness platform. At first glance, the tamaraw could be mistaken as a carabao. Set your financial goals. Know how much you can set aside for your investment. Philhealth, HMO, and a health insurance plan work different ways. , (Sun Life) retains the number one spot as the country’s premier life insurance company in the Philippines. 2018 CLIENT PROMO. Make arrangements on how regular communication with loved ones in the Philippines can be done on a regular basis. Height (e. Operating as a fund-of-funds, the Global Opportunity Payout Fund will invest primarily in a mix of foreign currency-denominated, income-generating, and capital-appreciating financial assets, allowing. 5. Future planning is essential, especially among students. 9. Solution: Prioritize payment of debt. The launch of the peso versions of our global fund suite will allow our clients to diversify their financial assets without the inconvenience of having to exchange their Peso,” Sun Life of Canada (Philippines), Inc. Selling arts and crafts like friendship bracelets and greeting cards. The race is made more convenient and accessible. Amid the economic challenges and the shift to online learning prompted by the pandemic, Sun Life Financial-Philippines Foundation, Inc. 5'7") ft. Invest for Rewards 2021 Extension. In a separate bowl, mix the wet ingredients melted butter, brown sugar, white sugar, 2 eggs, 2 egg yolks, and vanilla extract. December18,2020. Investment Requirement. In the wake of the coronavirus disease (COVID-19) pandemic, many Filipinos have their minds awash with fear and worry. Keep a healthy dietary routine. Sama-sama sa Pasasalamat Thanksgiving Concert 2023. (e. Life’s surprises come in many forms and one would not be caught off guard if he/she was able to. (SLAMCI) mutual fund products, which allows you to invest in portfolios that fit a variety of risk profiles. but every car and every motor oil differs. This will help you manage your investment, avoid wrong decisions, and come up with a plan to help reach your goal. Buy books that can refresh and improve your knowledge. Regular Pay Fund Value. There's not much in there. Downsizing these big-ticket items can rapidly reduce your expenses and free up much-needed cash. Sun FlexiDollar / Sun FlexiDollar1. 1. ”. 3. g. Set an appointment with a verified Sun Life Advisor for a. From buying in full price to patronizing native guides, here are seven reasons letting you know the importance of supporting local tourism: 1. September 18, 2023. Here are some practical tips to keep our bodies, minds, and spirits healthy even after we resume our normal lives. M. By May De Jesus-Palacpac. Sun Life launches new Global Multi-Asset Fund. They say that whoever controls your money controls your life. Talking about your dreams and life plans shouldn’t be considered mushy. You don’t get to the other side of the field without your team mates passing you the ball. Causeway Bay, Hong Kong. Investment Amount. 00. MANILA, PH – (July 1, 2023) - Sun Life Philippines has revealed that Asian Popstar Royalty Sarah Geronimo is joining its roster of brand ambassadors. I was a young 25-year-old employee a long time ago. Sun FlexiLink Products Death Benefit FOR SUN FLEXILINK & SUN FLEXIDOLLAR REGULAR PAY: • Higher of face amount plus fund value or the Minimum Death Benefit • Minimum Death Benefit is equal to 500% of the Regular Premium plus 125% of each top-up less 125% of each partial withdrawal, if any. Investments Head Ivan Corcuera said. This is according to a report released by the Insurance Commission based on submitted unaudited Quarterly Reports on Selected Financial Statistics. Sun Legacy. is the No. A single mom, Joanne decided to go back to the Philippines after working in Dubai. Being a young professional with hardly any fixed expenses and debt leaves one with a relatively large amount of disposable income. When the day has been uneventful, or lousy, I conduct music marketing on myself by listening to tunes I grew up. A good place to start from is to choose a company that has established itself to be secure and reputable. The said amount comprised of individual death and living benefits, group benefits, and maturities in life insurance and pre. You can reach him at +639179698062 or email him at raymund. 27 Billion, outperforming its closest contender by a record PhP8 Billion in total premiums. Be mindful of how money is spent. Here are 7 important tips on using your credit cards wisely: 1. Ready to be Rich’s Fitz Villafuerte on how chance favors the prepared mind and how it is helping him fund his parents’ retirement years. Preparing for Life Milestones. Because I only live once, I will make sure most of it goes as planned. Let spontaneity take care of it. That means that is the amount you can borrow. December 15,2020. Working with a financial advisor is like finding a supportive partner who can help you create a financial plan so you can have money for life. Our product solutions vary from education products and health. Sun Life of Canada (Philippines), Inc. 8402 Fund Size USD 33,547,597 What does the Fund invest in? The Dollar Bond Fund is offered as a fund option exclusive to Sun FlexiDollar and Sun FlexiDollar1, which are investment-linked life insurance products regulated by the Insurance Commission. Training programs. Do not hesitate to ask a financial advisor to learn more and choose the best insurance that will. There’s also nothing wrong with credit cards, in fact they can be very convenient. Your fruit and vegetables can go a long way by saving those scraps like cut outs, peels, and ends of onions, celery, broccoli, cauliflower, carrots, herbs, etc. Rachelle Carpio. In a bid to help clients diversify their US dollar assets, Sun Life of Canada (Philippines), Inc. The Dollar Money Market Fund is offered as a fund option exclusive to existing policy holders of Sun FlexiDollar, Sun FlexiDollar1, and Sun MaxiLink Dollar One, which are investment-linked life insurance products regulated by the Insurance Commission. Sun Life believes that being financially prepared provides a sense of freedom and fulfillment. Invest in yourself. How much it costs in the future. Sun FlexiDollar is a dollar-denominated investment-linked life insurance plan that provides financial security as well as flexibility to choose from available investment options. Meanwhile, 15% said their. (Sun Life Foundation) is boosting its education-related initiatives to empower Filipino students and teachers in these crucial times. The Fund may invest in foreign currency denominated, income-generating financial assets such as, but are not limited to. “This is a good indicator that we are raising a more financially-prepared generation,” Pama said. All winners will receive an e-mail notification from SLAMCI within thirty (30) days after the raffle draw date. And so Ms. A financial advisor will help you plan to achieve your life goals. MyFuture Fund is a target date fund that primarily invests. Financial illiteracy is one of the reasons why sandwich generations emerge. Tender and attentive, Daniel Villareal is seen in one episode preparing financially for his daughter’s future via mutual funds. A potential 7%- 8% upside from the current 6,500 levels. You may avail of these Sun Life insurance and investment products before leaving the country to work abroad, while you are in the Philippines, or as a returning resident. Reduce expenses. It helps us create a goal – how much we spend vs. As part of its ongoing push to reach more Filipinos through digital channels, Sun Life of Canada (Philippines), Inc. She decided to invest Php 50,000. For mothers, spending time with their children is a gift that cannot be bought. Global Opportunity Payout Fund. Review your bank accounts - Make it a habit to regularly log-in to your online bank accounts. This is why he partnered with Sun Life Asset Management to help him grow his money. Vacation in El Nido, Palawan*. 1. Invest for Rewards 2023. As it is, night shifts are extra harsh on the body, much more if you subject yourself to chemicals. camat@moneytalkph. Back then, I was not making as much as I am earning now, and yet, I was never really short on cash. Both Type 1 and Type 2 diabetes share similar warning signs as follows: Hunger and fatigue. The phrase ‘pay yourself first’ is one of the most helpful personal finance tips ever. On average, tuition fees in the Philippines increase by 10% yearly. Over 422 million adults worldwide are living with diabetes, with Asian countries now accounting for more than 60% of cases worldwide. The personal accident insurance comes with a coverage for contingencies such as loss of life, loss of sight, and dismemberment due to accident, while life insurance covers any. For OFWs, he also conduct online video consultation through Skype, Viber, Zoom or FB Video Call. Sun Life will also take the opportunity to highlight health and wellness this summer by bringing its Wheel of Life Pop-up Fair to Boracay on April 29. I could pay the bills, treat myself once in a while, and survive okay until the next payday. take (calculated) risks. 2. Reduce the production of glucose in liver, increase the application of glucose by body tissue (muscles) and reduce the absorption of glucose in gastrointestinal tract. Here are 3 simple money management tips for our top financial concerns: 1. Extensive Spender finally started investing. August 02, 2021. Spend on experiences. MANILA, PH – (July Thursday, 2023) - Sun Life Financial Inc. The past months have been really exhausting mentally and physically. These are lessons she learned throughout her career journey. Sun Life releases Sun Legacy, a new protection and savings product with guaranteed cash benefits. You have to work for it. 2. 1. This is Sun Life’s 11th consecutive year. “Sometimes, the more na manggigil ka, the higher the chance. Sun Maxilink One (Peso) Sun Maxilink Dollar One. Retirement. However, this could lead to problems, especially when the younger members are not prepared to make financial decisions when it’s already their. Now, there are more bills to pay and other necessary stuff to spend on, that budgeting can be such a challenge. How to make 2023 your best year ever. There are days when I feel like Bill Frikkin' Gates. Zette Laxamana and Joanne Espinosa. Sun Acceler8; Sun FlexiLink; Sun FlexiDollar; Sun MaxiLink Prime; Sun MaxiLink Bright; Sun FlexiLink1; Sun FlexiDollar1; Sun MaxiLink One; Sun MaxiLink Dollar One; Sun MaxiLink 100; Sun Wealth Prime 7; Sun LegacySun FlexiDollar is a dollar-denominated investment-linked life insurance plan that provides… Lizel Tan on LinkedIn: Gusto mo ba ng life insurance na easy access sa global funds? Sun…2. The holiday season in the Philippines is a time of extended celebration, but due to the rising prices of almost everything sold at the supermarket, it’s easy to feel overwhelmed. 4. Don't miss Sun Life Philippines' latest events and promos this 2021. This will serve as a guide on targeting goals that are appropriate for. This will help adults closely monitor what your child has been doing, making him less likely to browse questionable content. A coordinated, community-based approach is essential to hold back the rise of diabetes in Asia, according to a new report from Sun Life Financial Asia, in light of World Health Day 2019. Currently, my wife is under very close monitoring for the next five years as we focus. Communication is key. “Let’s hope 2021 will be a kinder year,” she adds. Armed with the windfall of Christmas bonuses or 13th-month payments, Filipinos are more prone to impulsive buying during the holidays. Sun Life aims to empower business owners with a financial plan to help you future-proof your business and personal life goals. Sison has been with Sun Life since 2010,.